Nissan

Leaf Insurance Cost 2026

No published average clearly covers the new Nissan Leaf yet. For context, Insurify's national average for an EV is $3,159 a year (a median of real quotes with $1,000 deductibles, updated September 25, 2026).

Published range No average for the new model yet
National EV average $3,159 Insurify, median

Why there's no Nissan Leaf figure yet

No publisher says which model year its Leaf figure covers, and their data sets most likely cover the 2018-2025 second-generation car. The 2026 Leaf is all-new, so we don't apply them. We show a model's insurance cost only when two insurer-data publishers measure the same thing (40-year-old driver, 100/300/100 liability, $500 deductibles) and agree within 1.5 times, and we never borrow another model's figure.

How your state changes the price

In CarInsurance.com's state table (a benchmark sedan, not an EV; updated July 21, 2026), average full-coverage premiums run from 36% below the national average in Vermont to 55% above it in Louisiana. We don't turn those into Nissan Leaf dollar amounts without a published range to scale. The full 50-state table is on the EV insurance hub.

Cheapest states (benchmark sedan)

Vermont36% below avg
New Hampshire34% below avg
Hawaii32% below avg
Ohio31% below avg
Maine30% below avg

Most expensive states

Louisiana55% above avg
Michigan54% above avg
Nevada54% above avg
Florida52% above avg
California34% above avg

More EV insurance pages

Other models' insurance pages, including a same-brand sibling where there is one:

Estimate your own Nissan Leaf premium

There's no single published figure for the Nissan Leaf to start from, so our estimator uses the national EV average ($3,281, MoneyGeek, same basis) and says so. Treat the result as a rough guide, then compare real quotes.

Use the estimator →

Frequently asked questions

How much does Nissan Leaf insurance cost?

No published average clearly covers the new Nissan Leaf yet. No publisher says which model year its Leaf figure covers, and their data sets most likely cover the 2018-2025 second-generation car. The 2026 Leaf is all-new, so we don't apply them. For context, Insurify's national average for an EV is $3,159 a year (a median of real quotes with $1,000 deductibles, updated September 25, 2026).

How much is Nissan Leaf insurance in my state?

In CarInsurance.com's state table (a benchmark sedan, not an EV; updated July 21, 2026), average full-coverage premiums run from 36% below the national average in Vermont to 55% above it in Louisiana. Without a published range for the Nissan Leaf there is no figure to scale, so we don't estimate state dollar amounts for it.

How can I lower my Nissan Leaf insurance?

Compare quotes from several insurers first: published averages for the same car differ between publishers, and individual insurers differ more. Then ask about a home-and-auto bundle and any EV discount, price a higher deductible you could actually pay after a claim, and ask whether a telematics program would lower your rate.

More on the Nissan Leaf