ALREADY DRIVE AN EV?

See if your roof is a good solar candidate
— and what it'd shave off your charging bill.

Enter your address. We'll pull real satellite imagery, grade your rooftop, and show how much solar would cut the electric bill you're already paying to charge at home.

60–90%
cut to your electric bill
~8 yrs
typical solar payback
Free
daily EV miles from sun
$0
down with PPA financing
Check your rooftop's solar potential
Enter your address and we'll pull satellite imagery of your actual roof, grade it as a solar candidate, and show what it'd shave off the electric bill you're already paying to charge your EV.
▸ EDUCATION

6 things every EV owner should know before going solar

You already made the biggest switch. Here's how solar actually stacks on top — and when it doesn't.

01

Your EV already makes solar more valuable

A non-EV household uses ~900 kWh/month. Adding an EV bumps that to ~1,200 kWh or more — meaning every panel you install offsets more electricity at retail rate. That's why EV owners hit solar payback 2–4 years faster than everyone else.

02

Net metering is your free EV battery

You don't need a $15k Powerwall to charge overnight. With net metering, your daytime solar pushes to the grid and you pull cheap power back when you plug in at night. The grid acts as your free battery — except in California's NEM 3.0, where the math changes.

03

Financing matters more than ever in 2026

The 30% residential solar credit (Section 25D) expired Dec 31, 2025. Cash and loan buyers get no federal credit in 2026+. But PPA and lease installers still claim the commercial 48E credit and pass 15–25% through as a lower per-kWh rate — making $0-down options unusually competitive vs. cash right now.

04

Check if your utility has an EV TOU plan

Many utilities offer EV time-of-use rates with super-cheap overnight charging (under $0.10/kWh in some states). Pair TOU with solar and you're producing at peak rate, charging at off-peak rate, and arbitraging the spread. Toggle the TOU option in the calculator to model it.

05

A typical 7–8 kW system covers home + EV

The average American drives 37 miles a day, which needs ~11 kWh of charging. A 7–8 kW rooftop system produces 30+ kWh/day in summer — enough to cover home electricity AND EV charging, with surplus to bank against cloudy days.

06

Your home value goes up — and isn't taxed on it

Berkeley Lab research shows solar adds ~$15k to typical home resale value. In 30+ states (FL, TX, NY, CA, NJ, CO) that added value is exempt from property tax — so your equity goes up without a higher tax bill.

▸ STATE SPOTLIGHT

Best states for EV + solar in 2026

Where the incentive stack, electricity rates, and sunshine hours line up best.

CA

California

$7.5k
incentive
Electric rate$0.32/kWh
Gas price$4.85/gal
Sun hours/yr1,850

Highest gas prices + highest sun hours = #1 ROI for EV+solar combo. Pair with TOU rates and a battery for maximum savings.

TX

Texas

$2.5k
incentive
Electric rate$0.15/kWh
Gas price$3.05/gal
Sun hours/yr1,770

ERCOT volatility makes self-generation valuable. Excellent sun + cheap installs = fast payback even with lower rates.

AZ

Arizona

$1.0k
incentive
Electric rate$0.14/kWh
Gas price$3.55/gal
Sun hours/yr2,050

Best sunshine in the country. APS and SRP both offer EV time-of-use rates that pair perfectly with rooftop solar.

FL

Florida

$0k
incentive
Electric rate$0.16/kWh
Gas price$3.40/gal
Sun hours/yr1,790

Hurricane-prone — solar + battery = grid resilience. No state income tax credit but strong utility net metering still in place.

NY

New York

$5.0k
incentive
Electric rate$0.23/kWh
Gas price$3.65/gal
Sun hours/yr1,370

Highest stacked incentives in the Northeast. NYSERDA programs + Drive Clean rebate + federal 30% = under 7-year payback.

MA

Massachusetts

$3.5k
incentive
Electric rate$0.31/kWh
Gas price$3.50/gal
Sun hours/yr1,370

High electricity rates make every kWh of self-generation valuable. SMART payments add another ~$0.30/kWh on top.

NJ

New Jersey

$4.0k
incentive
Electric rate$0.18/kWh
Gas price$3.30/gal
Sun hours/yr1,480

TRECs add steady cash flow on top of net metering. EV is sales-tax exempt — saves another ~$2,500 on a $40k EV.

CO

Colorado

$5.0k
incentive
Electric rate$0.15/kWh
Gas price$3.25/gal
Sun hours/yr1,830

$5k state EV credit + Xcel Solar*Rewards still stack up to a meaningful discount on a typical EV + 8 kW solar project.

▸ FAQ

Frequently asked questions

Is my house a good candidate for solar?
A good solar candidate has four things: enough unshaded roof area, 1,400+ annual sun hours, clean satellite imagery so panel fit is precise, and decent state/utility incentives or retail net metering. This calculator grades your specific address on all four and gives you a single verdict — Excellent, Good, Fair, or Marginal — before you even look at the dollar math.
I already drive an EV. How much would solar save me on charging?
For most EV owners, rooftop solar cuts 60–90% of the electric bill — including whatever you're currently paying to charge at home. The exact number depends on your rate, roof size, and net metering policy. A typical $180/month EV household saves $1,500–$2,500 per year in cut electricity costs after installing solar.
How long does solar take to pay back for an EV owner?
For EV owners, solar typically pays back in 7–11 years on cash purchases in 2026 (the residential Section 25D credit expired Dec 31, 2025). States with strong incentives or high electricity rates (CA, NY, MA) can hit 5–8 year payback. PPA financing removes the upfront cost entirely — you start saving on day one at a lower effective rate.
Do I need a home battery to pair with my EV and solar?
Not usually. With retail net metering, daytime solar surplus pushes to the grid and you pull cheap power back when you plug in at night — the grid acts as your free battery. A home battery becomes valuable in California (NEM 3.0) where surplus credits at ~$0.06/kWh instead of retail, or if you want blackout backup for your charger.
Is the federal solar tax credit still available in 2026?
No for cash/loan residential purchases — the 30% Section 25D credit expired Dec 31, 2025 under the One Big Beautiful Bill. However, PPA and lease installers can still claim the commercial Section 48E credit and typically pass 15–25% through as a lower per-kWh rate. That's why $0-down options are unusually competitive right now. State and utility rebates are unaffected.
How does this calculator grade my rooftop?
We use Google's Solar API (Building Insights) to analyze recent satellite imagery of your specific roof — it measures usable area, sun exposure, shading, and tilt. For addresses without detailed imagery we fall back to NREL's PVWatts model using TMY3 weather data. Then we combine production potential, sun hours, imagery quality, and state incentive strength into a single candidate grade you see before any numbers.
▸ METHODOLOGY & SOURCES

How we calculate every number on this page

Rooftop solar potential: Google Solar API (Building Insights) when high-quality imagery is available, else NREL PVWatts v8 with TMY3 weather data. System sizing assumes 400W panels at $3.00/watt installed (2024–25 NREL/EnergySage residential average).

Electricity & gas prices: Live national averages from the U.S. Energy Information Administration (EIA). You can override with your local rate using the sliders.

EV consumption & maintenance: EPA fleet average of 3.3 mi/kWh with 85% home charging share per DOE survey. Maintenance delta of $0.04/mi (ICE $0.10/mi vs EV $0.06/mi) per AAA 2023 Your Driving Costs study.

Net metering: Traditional retail net metering assumed by default. California addresses use NEM 3.0 logic — surplus is credited at the avoided-cost rate (~$0.06/kWh), not retail, so a battery is typically needed to capture full solar value.

Lifetime projection: 25-year panel lifetime, 0.5% annual degradation, 2.5% annual electricity inflation (50-year historical average). The 30% residential solar tax credit (Section 25D) expired Dec 31, 2025 and is not applied to cash/loan purchases in 2026+. PPA and lease pricing assumes the installer passes through ~25% of the commercial 48E credit.

This tool produces estimates only — actual savings depend on installer pricing, roof condition, shading, your state's net metering policy, and weather variability. Always get multiple quotes before buying.

Last updated: April 2026. Assumptions refreshed quarterly — cost-per-watt from NREL/EnergySage benchmarks, electricity and gas prices from EIA live averages, tax credit status reflects the One Big Beautiful Bill (Section 25D expired Dec 31, 2025; Section 48E still in force for commercially-owned systems).

Solar for EV owners — why the math is better than you think

If you already drive electric, you made the single biggest fuel-cost cut a household can make. Solar is the natural next step: it takes the electric bill you're already paying to charge and cuts it 60–90%. And because EV owners use more electricity than non-EV homes, every panel you install offsets more kWh at retail rate — which is why EV owners hit solar payback 2–4 years faster than typical households.

Is your house a good solar candidate?

Four factors drive the answer: usable roof area, sun hours, imagery quality (shading and tilt), and your state's incentive stack. Instead of making you guess, the calculator above pulls real satellite imagery of your specific roof and grades all four — then gives you a single verdict (Excellent, Good, Fair, or Marginal) before showing any dollar math. That's the honest question most EV owners are trying to answer.

How much will solar actually save on your charging bill?

A typical EV household spends $150–$250/month on electricity once home charging is included. Adding a 7–8 kW solar system in a sunny state typically cuts 60–90% of that — $1,500–$2,500 per year — depending on your state's net metering rules. In California (NEM 3.0), surplus exports only credit at ~$0.06/kWh, so pairing with a home battery matters more. In states with full retail net metering, you can skip the battery and use the grid as your free overnight storage for the EV.

What happened to the 30% federal solar tax credit?

The 30% residential solar credit (IRS Section 25D) expired on December 31, 2025 under the One Big Beautiful Bill. Cash and loan purchases of residential solar installed in 2026+ receive no direct federal credit. Systems placed in service before Dec 31, 2025 can still claim the credit on their 2025 tax return.

The credit is still available indirectly: third-party owned systems (PPA and lease) qualify for the commercial Section 48E credit, and installers pass 15–25% of that value through as a lower per-kWh rate. That's why $0-down PPA offers are more competitive against cash than they've been in years — worth modeling both options in the calculator above.

State and utility incentives stack on top

Beyond the expired federal credit, many states still layer their own programs: New York gives a 25% state credit, Massachusetts has the SMART production-payment program, Illinois pays out SRECs over 15 years, and Colorado offers a $5k state EV tax credit on top of Xcel's Solar*Rewards. The right combo can still knock $5,000–$10,000 off your effective project cost — see the state spotlight above for what's available in your state.

Still shopping for an EV? Compare charging cost, range, and total cost of ownership.

Try the EV Savings Calculator →